Insurance Resources
Practical guides and tools for Chicagoland families and businesses
Practical insurance guidance for Chicagoland homeowners and businesses — written by local advisors, not generic industry commentary.
Highlighted terms such as deductible, endorsement, and sewer backup open a short definition on hover. Use the insurance glossary when you want the full entry.
Guides and tools
Use the cards below to explore topics that matter in our area: the insurance glossary, how to protect your home from losses, how to protect yourself on the road, how to stay safe on a motorcycle, how to stay safe on the water, how to reduce kitchen fire and spoilage losses, how to reduce cargo theft risk in Chicagoland, how to keep a business owners policy whole when premiums rise, how to avoid a coinsurance penalty when rebuild costs rise, how to protect your rental and belongings, sewer backup after heavy rain, flood vs homeowners coverage, and how independent agencies compare options across carriers.
New resources will be added here over time. If you have a question about your policy, contact our Roselle office or call 630-894-7510.
Insurance Glossary
Plain-language definitions for deductibles, liability, ACV, endorsements, and other policy terms.
How to Protect Your Home from Losses
Get educated with an interactive home diagram.
How to Protect Yourself on the Road
Explore Illinois auto coverages with an interactive diagram.
How to Stay Safe on a Motorcycle
Riding habits that lower crash risk, plus how Illinois riders can reduce liability exposure.
How to Stay Safe on the Water
Habits that lower crash risk on Illinois lakes, plus how boat owners can reduce liability exposure.
How to Reduce Kitchen Fire and Spoilage Losses
Hood cleaning, walk-in habits, and the endorsements that keep a grease fire or dumped cooler from closing the room.
How to Reduce Cargo Theft Risk in Chicagoland
Unattended-truck habits, fake pickups, and how cargo coverage differs from physical damage.
How to Keep a Business Owners Policy Whole When Premiums Rise
Deductible, hired auto, and business-income habits that keep a BOP from being gutted after years of increases.
How to Avoid a Coinsurance Penalty When Rebuild Costs Rise
Statement-of-values habits, agreed value, and ordinance or law after rebuild costs outran old limits.
How to Protect Your Rental and Belongings
See what renters insurance covers with an interactive apartment diagram.
Sewer Backup vs Flood Guide
Understand sewer backup endorsements, FEMA flood zones, and basement water damage in Illinois.
Basement Water Risk Checker
Answer a few questions about your home to see what coverage topics are worth discussing with an agent.
Explore Coverage Options
Insurance Glossary
Plain-language insurance glossary from Hausman-Kunkel in Roselle, IL. Deductible, liability, ACV, endorsements, and other terms Illinois families and businesses actually run into.
Basement Water Risk Checker
Free educational checklist for Chicagoland homeowners — assess sewer backup and basement water considerations before talking with an insurance agent.
Chicagoland Homeowner's Guide: Sewer Backup vs Flood vs Water Damage
Illinois homeowners guide to sewer backup endorsements, FEMA flood insurance, and basement water damage in DuPage County and Chicagoland — from Hausman-Kunkel Insurance in Roselle.
How to Avoid a Coinsurance Penalty When Rebuild Costs Rise
How Illinois commercial property owners can keep building limits current after rebuild costs rose — coinsurance, agreed value, and ordinance or law — from Hausman-Kunkel Insurance in Roselle.
How to Keep a Business Owners Policy Whole When Premiums Rise
How Illinois storefronts can review a business owners policy after years of rate increases — deductibles, hired auto, business income, and eligibility — from Hausman-Kunkel Insurance in Roselle.
How to Protect Your Home from Losses
Interactive home diagram from Hausman-Kunkel Insurance — explore roof, water, electrical, and safety features that help protect Illinois homes from common insurance losses.
How to Protect Your Rental and Belongings
Interactive renters diagram from Hausman-Kunkel Insurance — explore what renters insurance covers, from contents to liability.
How to Protect Yourself on the Road
Interactive auto diagram from Hausman-Kunkel Insurance — explore Illinois auto coverages from liability to uninsured drivers.
How to Reduce Cargo Theft Risk in Chicagoland
Cargo theft habits for Illinois motor carriers — unattended-truck warranties, fake pickups, and the difference between cargo and physical damage — from Hausman-Kunkel Insurance in Roselle.
How to Reduce Kitchen Fire and Spoilage Losses
Kitchen fire and spoilage habits for Illinois restaurants — hood cleaning, suppression systems, walk-in coolers, and the endorsements that respond after a shutdown — from Hausman-Kunkel Insurance in Roselle.
How to Stay Safe on a Motorcycle
Illinois motorcycle safety habits and how riders can reduce liability exposure — higher limits, uninsured motorist coverage, passengers, and training — from Hausman-Kunkel Insurance in Roselle.
How to Stay Safe on the Water
Illinois boating safety habits and how boat owners can reduce liability exposure — guests, operators, life jackets, and a dedicated watercraft policy — from Hausman-Kunkel Insurance in Roselle.
Prefer to talk with an advisor?
Our Roselle team compares options from multiple carriers — call or request a quote.
