Home Insurance

Coverage that protects your biggest asset

Your home is likely your largest investment and the center of daily life. Home insurance helps you recover when fire, storm damage, theft, or liability claims threaten that investment.

Why home insurance matters

A serious loss—like a fire—can leave you rebuilding physically and financially. Even smaller problems, such as a burst pipe or stolen belongings, add up quickly. The right policy addresses both catastrophic events and everyday risks.

What a homeowners policy can include

Policies can be tailored with coverages such as:

  • Dwelling and personal property protection
  • Liability if someone is injured on your property
  • Additional living expenses if you cannot stay in the home during repairs
  • Endorsements for jewelry, water backup, flood (separate policy), umbrella liability, and secondary homes

We help you match limits to rebuild costs—not just your mortgage balance—and review endorsements that close common gaps.

Coverage that fits your home

No two homes are alike, and your policy should reflect how you live. As your insurance advisor, we look at the risks your property faces and build coverage that goes beyond bare-minimum protection.

Request a home insurance quote and we will review options with you.

Frequently Asked Questions

Policies usually address dwelling or contents, liability, and additional living expenses after a covered loss. Condo and renters plans differ in what the association or landlord covers versus what you must insure yourself.

Ready for a Quote?

Speak with a local advisor who understands your coverage needs.

Contact Hausman-Kunkel Insurance

As an independent agency, we are here to help you find the right coverage.

Please do not include sensitive, private information in this area.

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It only takes a minute to get started.

  • Fill out the form, we'll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!

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