Trucking Insurance
Protecting your business on the open road
If your company operates commercial trucks, a standard auto policy usually is not enough. Commercial trucking insurance is built for heavier vehicles, higher severity claims, and the cargo you haul.
Broader risks, broader coverage
Trucks can cause more damage in a collision, which means higher potential medical and property costs. You also need protection for cargo loss or damage, downtime, and the contractual requirements shippers and brokers impose.
Coverage shaped by how you operate
Underwriting looks at who drives your trucks, what you haul, how far you travel, and whether you cross state lines. Owner-operators, private fleets, and carriers under lease agreements each have different coverage needs—including bobtail, non-trucking liability, and motor truck cargo.
Meeting contract and filing requirements
Your policy may need to support government filings and certificate requests that prove limits meet shipper or regulatory standards. Discounts are sometimes available for experienced CDL drivers and established operations.
We help you align liability, cargo, and physical damage with your authority and contracts. Request a trucking insurance quote to review options.
Frequently Asked Questions
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