Trucking Insurance

Protecting your business on the open road

If your company operates commercial trucks, a standard auto policy usually is not enough. Commercial trucking insurance is built for heavier vehicles, higher severity claims, and the cargo you haul.

Broader risks, broader coverage

Trucks can cause more damage in a collision, which means higher potential medical and property costs. You also need protection for cargo loss or damage, downtime, and the contractual requirements shippers and brokers impose.

Coverage shaped by how you operate

Underwriting looks at who drives your trucks, what you haul, how far you travel, and whether you cross state lines. Owner-operators, private fleets, and carriers under lease agreements each have different coverage needs—including bobtail, non-trucking liability, and motor truck cargo.

Meeting contract and filing requirements

Your policy may need to support government filings and certificate requests that prove limits meet shipper or regulatory standards. Discounts are sometimes available for experienced CDL drivers and established operations.

We help you align liability, cargo, and physical damage with your authority and contracts. Request a trucking insurance quote to review options.

Frequently Asked Questions

Motor carriers may need primary liability, physical damage, cargo, bobtail, and non-trucking liability depending on authority, leases, and contracts. Owner-operators and private fleets have different coverage needs.

Ready for a Quote?

Speak with a local advisor who understands your coverage needs.

Contact Hausman-Kunkel Insurance

As an independent agency, we are here to help you find the right coverage.

Please do not include sensitive, private information in this area.

Get a Quote

It only takes a minute to get started.

  • Fill out the form, we'll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!

Contact Us