Manufacturer Insurance

Specialized protection for your business

Manufacturers come in all shapes, sizes, and product lines. But no matter what type of manufacturing business you are in, there's one thing in common: the need to protect your business. We can help you design the right manufacturer insurance policy.

Protect the products you make and distribute

If you make and distribute products, standard business insurance might not be enough. A dedicated manufacturer insurance policy covers the specific risks you face, leaving you free to concentrate on your business.

Coverage every manufacturer needs

There are certain coverage options in your manufacturer insurance policy that are recommended for most businesses in the industry. They can protect your business from the unexpected risks you face on a day-to-day basis, whether it is the production of the products, or shipment of them.

Product Recall

Business Auto

Workers' Compensation

Errors and Omissions

Commercial Property

Motor Truck Cargo

Ocean Cargo

Manufacturers' Selling Price

Business Interruption

Employers Liability

General Liability

What is manufacturers’ selling price?

A key policy point to look for is a manufacturer's selling price clause. This means that if your stock is damaged or destroyed by a covered event, you get a payout reflecting the price you would have sold the items for—not the price you paid for the raw materials.

The benefits of errors and omissions coverage

You should also look for errors and omissions coverage. This goes beyond the usual business insurance that protects you against claims of property damage and injury caused by your products. It adds coverage for claims of financial losses. For example, if your customers say their business was hurt by a fault in your product.

Be prepared for potential product recalls

Also consider product recall insurance, which kicks in if you are forced to recall a product because it might cause harm. This insurance covers not only the costs of getting the product back to you but also safely disposing of the stock. Some policies even cover legal costs or public relations expenses.

Make sure your business is fully covered with manufacturer insurance by contacting us today.

Request a manufacturer quote to get started.

Frequently Asked Questions

What does Manufacturer Insurance typically cover?

Industry-specific policies address risks common to manufacturer operations in Illinois—from property and liability to specialized endorsements. We tailor recommendations to your contracts, equipment, and workforce.

What insurance do manufacturer businesses in Chicagoland usually carry?

Most need a foundation of general liability and workers compensation when employees are involved. Property, commercial auto, professional, or inland marine coverage may also apply depending on the work you perform.

Can you provide certificates for landlords and project owners?

Most active clients receive ACORD certificates the same business day. We align additional insured and waiver language with Chicagoland lease and contract requirements.

What mistakes do manufacturer operators make when buying insurance?

Underinsured limits, missed endorsements, and using personal policies for business activity are common issues. We review operations details so coverage matches how you actually work.

Why use an independent agency for Manufacturer Insurance?

As an independent agency in Roselle, we compare Manufacturer Insurance options from multiple carriers instead of a single company menu. That helps Illinois clients find coverage that fits their risks, contracts, and budget—with local follow-up when questions or claims come up.