Specialized coverage to keep you harvesting timber.
Logging insurance customized by Hausman-Kunkel Insurance.
The logging industry has been the backbone of society for decades. Your business supplies the world with timber for building and pulp for making paper. Logging even helps with forest management, reducing wildfires and restoring ecosystems. Yet all of that comes with its own unique risks to your logging business, which is why it’s important you have the right logging insurance coverage in place.
Your business is all about equipment.
Logging requires a lot of specialized equipment to run properly, including skidders, feller bunchers, loaders, and more, and that equipment is often in transit between areas on your job site or stored away from your business location. Inland marine insurance can help protect your specialized tools and machines. What if your equipment suddenly stops working due to accidental physical damage? You’ll want to get systems breakdown insurance which can help protect you from a loss if you find yourself suddenly unable to use your necessary equipment.
There are a lot of vehicles needed for logging.
As you know, logging requires the use of a number of different vehicles, whether you’re using them to help cut the trees or using them to transport logs, mulch, and pulp. No matter what, if you own the vehicles being used for your logging business purposes, you’ll want to get business auto insurance. It can cover your vehicles if they’re involved in an accident while undergoing company business, making it an essential part of your logging insurance policy.
Logging is a dangerous business.
You know better than anyone how dangerous logging can be for your employees. With all of the heavy equipment, sharp saws, and massive logs, there’s risk for injury everywhere on the job. If one of your employees gets hurt while working, you’ll want to make sure they’re covered with workers’ compensation insurance. Not only can workers’ compensation insurance help your employee through a difficult time while they heal, it’ll help protect your logging business from potentially disastrous lawsuits.
Logging comes with environmental concerns.
For the past several decades, the logging industry has been gaining attention and scrutiny for its environmental impact. Having an additional environmental insurance policy with your logging insurance coverage can help protect your business in the event of accidental pollution or other environmental damage, helping to cover the costs of clean-up, defending claims, and the like. In a time where the logging industry is under scrutiny, it can also be a good public relations move to have an environmental insurance policy since it shows that you recognize the risks your business poses to the environment and that you’re listening to professionals on how to avoid them.
The business side of your logging business.
There are a few basic coverages that should be a part of any comprehensive logging insurance plan. General liability insurance is important to cover a wide range of potential risks that face your business. For example, someone could wander onto your job site and injure themselves. You might be liable for that injury. You will also want to look into a cyber liability policy. Even though logging is a centuries-old industry, that doesn’t mean it hasn’t gone digital to keep up with the times. Cyber liability insurance can protect your business in the case of a hack or data breach.
Contact us today to see how we can help you find the right logging insurance for your business.
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